According to the National Association of Realtors® article many first-time home buyers don't take the time to get pre-qualified. One of the first things you should do to be prepared to buy a home is to get pre-qualified. Getting pre-qualified is the initial step in the mortgage process, and it's generally fairly simple. You supply a bank or lender with your overall financial picture, including your debt, income and assets. After evaluating this information, a lender can give you an idea of the mortgage amount for which you qualify.
Find a trusted Real Estate Professional that can guide you through the home buying process. One that will take the time to learn more about you and find out what you and your family want in a home.
Develop your wish list
- what neighborhoods do you want?
- What are your must-have in a home?
- What are the items that you'd like to have in a home if you could?
To help find your neighborhoods you might want to drive around look at the neighborhoods look at the homes and see if that's the surroundings that you want for your home. You can also check the schools shopping and other items that you may want in your neighborhood.
Now you are ready to look for your home.
RE/MAX Real Estate Group
Pleasant Hill, Iowa
Peggy@peggyharmeyer.com
CHestness@dsmhomes.com
